Brandcenter students may be eligible for a variety of funding programs, including financial aid, federal graduate PLUS loans, and military benefits. Most U.S. citizen students are eligible for $20,500 in federal loans each year. Supplemental assistance may be available through alternative loans.
75% of our students are funding their education with federal financial aid and/or private loans.
How to Apply for Financial Aid: FAFSA
All federal financial aid applicants must complete the Free Application for Federal Student Aid (FAFSA) each year. This application can be completed electronically here. VCU's school code is 003735 and should be included on your FAFSA.
Applicants should also review information on VCU's Financial Aid website to learn more about how aid programs are administered at VCU. Students at VCU are assigned to a financial aid counselor based on an alphabetical division by last name. Contact information for the counselors is listed on the financial aid site.
If you are applying to the Brandcenter and have not yet submitted the FAFSA, please do so as soon as possible even if you are waiting to hear about your admission status. If you do not attend the Brandcenter, you can decline the funding. But, late submission of FAFSA may result in an out-of-pocket tuition payment. You will receive a reimbursement check when the financial aid process is complete but it's best to avoid this stressful situation at the beginning of the school year.
How to Apply for a Federal Direct Graduate PLUS Loan
Federal District Graduate Plus loans are low-interest loans made to graduate and professional students enrolled in school at least half time. These loans are not based on financial need. Students with adverse credit history or who have filed bankruptcy in the past may be denied the Graduate PLUS loan. The federal government does not pay the interest on the Federal Direct Graduate PLUS Loan.
In order to be considered for these loans, the student must file the Free Application for Federal Student Aid (FAFSA) and have the results sent to the VCU Office of Financial Aid, ensuring that information provided on the application is complete and accurate. Failure to resolve any problems with the processing of the application, or delays in resolving the problems, may preclude the student from being considered for these loans. The student must also complete the VCU Financial Aid Federal Direct Graduate PLUS Loan Request form.
The Federal Direct Graduate PLUS Loan is limited to U.S. citizens and eligible non-citizens. The student must be enrolled in a degree or certificate-granting program. To receive a Federal Direct Graduate PLUS Loan, students will be required to pass a credit check. If they do not pass the credit check, they might still be able to receive a loan with a credit-worthy co-signer, such as a relative or friend, who promises to repay the loan if the student fails to do so.
See more information and apply for a Federal District Graduate PLUS loan here.
Military Benefits and the GI Bill
Virginia Commonwealth University encourages service members and their dependents to apply for any of its programs. VCU’s Military Student Services team is eager to help with the transition from military to college life. Numerous government programs are available to assist military service members and their families with educational expenses. Get started by going to VCU's Military Student Services site to find out what federal and state options might be a good fit.